Financing with Our Dealership
Lithia Toyota of Medford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Lithia Toyota of Medford Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Lithia Toyota of Medford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Lithia Toyota of Medford Has Financial Advisors to Help You Get the Car You Want
Once you've chosen a new or pre-owned Toyota Corolla, Highlander, or Tacoma, you'll need to come up with a way to pay for it. Fortunately, Lithia Toyota of Medford has an experienced team of financial advisors that will help you navigate the complicated financing process. We'll sit down with you and discuss your credit situation and lifestyle, and help you decide whether to buy or lease. We'll take the time and effort necessary to come up with a personalized solution that's tailor-made for our customers in the Medford and Grants Pass, OR areas, so they can have the car they want at monthly rates they can afford.
We'll Go Out of Our Way to Help You Get the Best Possible Rates and Terms
Lithia Toyota of Medford has auto finance specialists with the knowledge and skill to help people in the Ashland and Central Point, OR areas throughout the purchasing or leasing process. We'll answer all your questions and address your concerns while making sure you receive a competitive price on a new or used car. Our team works with a wide network of regional and local lenders, so it's seldom any problem finding you the right car loan company. We'll go out of our way to get you the best possible rates and terms for your payment plan, so you can spend less time worrying and more time enjoying your new or used vehicle. Our finance department can adjust variables to make sure your loan will fit your lifestyle. The term can be extended to lower monthly payments, or you can pay a little more to shorten the duration of your loan. Drivers in the Klamath Falls and Grants Pass areas can save time at our dealership by starting the process from home with our convenient, secure online finance application. Just fill in the details on the form, and once we've processed your information, one of our finance gurus will contact you to discuss the details of your request. There's no obligation, and it may really help if you already have an idea about financing before you visit us. If you need help finding our dealership, visit our directions page for step-by-step instructions. Let Lithia Toyota of Medford help you finance the car you've always wanted today.
Your privacy is important to us.
Lithia Toyota of Medford takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Lithia Toyota of Medford
1420 North Riverside Ave
Medford, OR 97501
- Sales: 877-407-1643
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